Lenders can now choose between using FICO and VantageScore scoring technologies for credit checks. And borrowers could ...

Sometimes, a poor credit score is due to circumstances outside of your control, so it can be frustrating when a landlord ...

Credit scores matter more than ever. With mortgage rates elevated, a good credit score can lead to real savings. Better ...

Private mortgage insurers must accept the FICO alternative as valid collateral before it can be widely adopted by the ...

The average rate on 30-year fixed home loans increased to 6.72% for the week ending July 10, up from 6.67% last week.

A federal judge has struck down a Biden-era rule which would have eliminated medical debt from Americans credit reports.

Experts say average 30-year fixed mortgage rates are likely to stay above 6.5% in the coming months, with a potential for small and temporary dips, not substantial drops. Prospective homebuyers are ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

President Donald Trump's administration announced this week that mortgages sold to Fannie Mae and Freddie Mac will now accept ...

Americans facing housing challenges may benefit from new FHFA policy that counts rent payments toward mortgage qualification, ...

Credit scores are a primary screening device for the allocation of credit, housing, and sometimes even employment. In the data, credit scores grow and fan out with age; at the same time, income and ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.