Lenders can now choose between using FICO and VantageScore scoring technologies for credit checks. And borrowers could ...

Private mortgage insurers must accept the FICO alternative as valid collateral before it can be widely adopted by the ...

The average rate on 30-year fixed home loans increased to 6.72% for the week ending July 10, up from 6.67% last week.

A federal judge has struck down a Biden-era rule which would have eliminated medical debt from Americans credit reports.

NewHomeSource reports that stronger credit scores in 2025 lead to fewer risky loans, ensuring a more stable housing market ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

President Donald Trump's administration announced this week that mortgages sold to Fannie Mae and Freddie Mac will now accept ...

Americans facing housing challenges may benefit from new FHFA policy that counts rent payments toward mortgage qualification, ...

Credit scores are a primary screening device for the allocation of credit, housing, and sometimes even employment. In the data, credit scores grow and fan out with age; at the same time, income and ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

The market currently projects an interest rate cut in the fall, though two Fed officials floated the possibility of a rate cut this month. Fed Chair Powell has reaffirmed a "wait and see" posture, ...