A healthy credit score is crucial for loan eligibility and securing low interest rates. Although a 200-point increase in 30 days is unlikely, timely payments, secured loans, and maintaining a low ...

Some credit card issuers let you get your score for free. The CFPB estimates credit scores could jump by up to 20 points when medical debt disappears from reports. That impact can be substantial.

According to new data from WalletHub, credit scores rose most sharply in St. Louis, MO, between Q1 2024 and Q1 2025. Des Moines, IA, and Winston-Salem, NC, also made significant gains.