Credit scores matter more than ever. With mortgage rates elevated, a good credit score can lead to real savings. Better ...

A federal judge has struck down a Biden-era rule which would have eliminated medical debt from Americans credit reports.

Key takeaways HELOC applications require a hard credit pull, which temporarily lowers your credit score. Depending on how your lender reports it to credit bureaus, carrying a large balance and ...

TurboTenant reports tips for passing a rental credit check, emphasizing strong documentation and alternative options for ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

NEW YORK — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture, concert tickets, and ...

By CORA LEWIS NEW YORK (AP) — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture ...

The average rate on 30-year fixed home loans increased to 6.72% for the week ending July 10, up from 6.67% last week.

Banks use several factors to determine how to approve someone for a mortgage loan, including credit score and debt-to-income ratio. KeyBank’s 2025 Financial Mobility Survey found that many believe ...

Credit scores are a primary screening device for the allocation of credit, housing, and sometimes even employment. In the data, credit scores grow and fan out with age; at the same time, income and ...

Climate change should be considered a new core aspect of creditworthiness when prospective home buyers apply for a mortgage, a new report suggests.